Tuesday, a batch of players hit the twittersphere with complaints about not being paid their monthly stipend on time, resulting in another tweet from UA saying there seemed to be miscommunication about which day the stipends were to be delivered. This is unnecessary crap we don't need to deal with. Who knows which party is to blame, both perhaps? The next day, this story that John L. Smith is preparing to file for bankruptcy hits. It appears legitmate, and he's certainly not the first person who has ever made an investment that went south. But it does beg the question, what happened to the organized, disciplined program we heard about for the last several years? Was it truly a giant charade?